One of the questions patients often ask during consultations with Mr Fadi Kherdaji in Cheltenham and South Wales is whether implantable lenses are much more expensive than wearing contact lenses.

At first glance, it can seem that way. Contact lenses are usually paid for monthly, while implantable lens surgery is viewed as a larger investment. However, when patients look at the long-term cost of contact lenses, solutions, appointments and ongoing replacements, the comparison often becomes far more interesting.

Many people are surprised to learn that finance options can make implantable lenses much more affordable than they first imagined. Instead of focusing only on the total treatment cost, it can be helpful to compare the monthly cost of continuing with contact lenses against the monthly cost of investing in permanent vision correction. For some patients, the difference is much smaller than expected. More importantly, one option continues as an ongoing expense year after year, while the other may offer decades of freedom from contact lenses altogether.

Monthly Cost Comparison: Contact Lenses vs ICL

Contact lenses can look cheaper month by month, but the payments usually continue for as long as you wear them. Implantable lenses require a higher investment, but with finance, the cost can often be spread over a fixed term with a clear end point.

Vision Option Typical UK Monthly Cost How Long Do You Pay? What This Means
Standard Monthly Contact Lenses Approx. £10-£25 per month Ongoing Lower monthly cost, but the payments continue year after year.
Daily Disposable Contact Lenses Approx. £25-£50 per month Ongoing Convenient, but costs build significantly over time.
Toric or Multifocal Contact Lenses Approx. £35-£70+ per month Ongoing More advanced prescriptions usually mean higher recurring costs.
ICL Finance Example Approx. £120-£250+ per month* Fixed term Higher monthly payment, but designed to end once the finance term is complete.
ICL After Finance Ends £0 monthly lens payments No contact lens subscription For suitable patients, the long-term value can become increasingly clear after the finance period ends.

The Key Difference

Contact lenses may feel cheaper because the monthly payment is smaller, but there is usually no finish line. ICL finance is different. The monthly payment may be higher, but it is attached to a fixed treatment plan with an end term.

*Figures are broad UK examples only. Contact lens costs vary by brand, prescription and wear pattern. ICL finance examples vary by clinic, deposit, treatment cost, finance provider, APR and patient eligibility.

Contact Lenses vs Implantable Lenses

Both options can provide excellent vision correction, but they work in very different ways. Contact lenses are a daily or monthly routine. Implantable lenses are designed as a long-term vision correction solution, especially for patients who may not be suitable for laser eye surgery.

Comparison Point Contact Lenses Implantable Lenses
Initial Cost Low upfront cost Higher investment, often with finance available
Monthly Cost Ongoing monthly payments Monthly finance payments may be available
Long-Term Cost Continues year after year One treatment designed for long-term correction
Daily Routine Insert, remove, clean and replace No daily lens handling after recovery
Suitability Useful for many prescriptions Often ideal for moderate to high prescriptions or thin corneas
Lifestyle Can be inconvenient for sport, travel and dry eyes Can offer greater freedom for active lifestyles

Why Patients Are Often Surprised

Many patients assume implantable lenses are financially out of reach because they focus on the headline treatment cost. However, contact lenses are rarely a one-off expense. The monthly cost can continue for years or even decades, especially when solutions, aftercare, replacements and prescription changes are included. Finance options can change the conversation. By spreading the cost into manageable monthly payments, implantable lens surgery may become much more realistic for patients who previously assumed it was only available to a small number of people.

The important question is not simply, “Which option is cheaper this month?” It is, “Which option gives me the best value, comfort and freedom over the years ahead?”

Which Option May Suit You Best?

Contact Lenses

Contact lenses may be a good option if you prefer a non-surgical approach, only need occasional correction or have a prescription that is still changing.

They can work well for many people, but they do require ongoing maintenance, regular replacement and careful hygiene.

Implantable Lenses

Implantable lenses may be suitable for patients who want a longer-term solution, particularly those with higher prescriptions or corneas that may not be ideal for laser eye surgery.

They can be especially appealing for people who find contact lenses uncomfortable, inconvenient or limiting in daily life.

The Real-World Comparison

Convenience Implantable lenses often score higher

Top bar: contact lenses. Bottom bar: implantable lenses.

Daily Maintenance Contact lenses require more routine

Top bar: contact lenses. Bottom bar: implantable lenses.

Long-Term Value Depends on your lifestyle and prescription

Top bar: contact lenses. Bottom bar: implantable lenses.

Different Lens Options and When They May Be Recommended

Not all implantable lens treatments are the same. The most suitable option depends on your age, prescription, eye health and visual goals. This is why a detailed consultation is so important.

Lens Option Often Considered For Why Choose It?
Implantable Collamer Lens Often suitable for younger patients with moderate to high short-sightedness Can correct vision without removing the natural lens and may be ideal when laser surgery is unsuitable
Toric ICL Patients with short-sightedness and astigmatism Designed to correct both prescription and astigmatism in one treatment plan
Refractive Lens Exchange Often considered for patients over 45 who are becoming dependent on reading glasses Replaces the natural lens with an artificial lens to reduce dependence on glasses or contact lenses
Multifocal or Trifocal Lenses Patients wanting a broader range of near, intermediate and distance vision May reduce the need for both distance and reading glasses
EDOF Lenses Patients who want strong distance and intermediate vision with a natural visual range Can be a good balance for lifestyle, computer use and everyday independence

So, Do Contact Lenses Cost the Same as Implantable Lenses?

Month by month, contact lenses may appear cheaper. But over many years, the cost of contact lenses can become significant. When finance is available, implantable lenses may become much more comparable on a monthly basis than many patients expect.

The bigger difference is what you are paying for. Contact lenses are an ongoing subscription to vision correction. Implantable lenses are an investment in reducing or removing that daily dependence. For the right patient, implantable lenses can offer freedom, convenience and long-term value that contact lenses simply cannot match.

A Word From Mr Fadi Kherdaji

“Every week I meet patients who assume implantable lenses are financially out of reach. Once we compare the long-term costs of contact lenses and discuss the finance options available, many realise that permanent vision correction is much more affordable than they expected.”

“The consultation is not about persuading someone to choose surgery. It is about giving them the information they need to make an informed decision based on their lifestyle, prescription and long-term goals.”

Book a Lens Suitability Consultation

If you currently wear contact lenses and are curious whether implantable lenses could be a better long-term option, a consultation with Mr Fadi Kherdaji can help you understand your choices clearly. During your assessment, your prescription, corneal shape, eye health and lifestyle needs can all be reviewed before any recommendation is made. This ensures you only consider treatment options that are clinically appropriate for your eyes.

Contact the clinic today to find out whether implantable lenses could be suitable for you.